Friday, July 15, 2016

Savings Goals

I have a huge savings goal this year of saving $50,000 but I feel like I'm floundering.  I'm struggling to find motivation and direction.  I talked to Y about it last night and we came up with a new plan to break down our savings goals.  These are the new categories we will be focusing on.

  1. Bring EF up to $10,000, currently at $7000
  2. Save $5500 for Y's Roth 
  3. Save $5500 for my Roth
  4. Save $10,000 for finishing the basement
  5. Save $10,000 to buy dividend stocks

Y is excited that we're putting money away to finish the basement and I'm excited to have some smaller goals that I can focus on.  

Today is our payday so when I get all the bills figured out, I will do some saving!!

Tuesday, July 5, 2016

2016 Midpoint Checkup

I'm anxiously awaiting 2 more retirement account totals so I can't actually tally that up yet but I know where we're at with the rest.

1.  Non retirement account dividends sit at $564.74 for the year so far.  My goal was $2000 in dividends for the year so I'm way off.  I don't know if I will meet this goal and  okay with that.
2.  I've contributed just over $9100 to my 401k so I'm on track to max it out.  I will have a couple larger paychecks coming up so I should be squared away on this one.
3.  This far, we've saved $14,260.  This brings me way short of saving $50,000 this year and I'm okay with that.  I'm having better work life balance this year and am making less as a result.  I will work on ramping this up in the next couple months.

Overall, I'm happy with where we're at.  I would like to beef up savings bit I always want to do that.  How is your year going?

Saturday, July 2, 2016

Menu recap

This week did not go as planned but we are eating down the freezer.   This is what we actually had:

Monday -- chicken pasta dish from freezer
Tuesday -- vegetation lasagna, Y left work early and had dinner ready when we got home
Wednesday -- eating out, Punk and I went to Valley fair so we ate out on the way back, super fun and her first rollercoaster at age 6!!
Thursday -- Subway and then we went shopping for fireworks
Friday -- frozen pizza.  We had a fireworks party and a friend came over for dinner.  The party was a huge success.  We had 4 families over. We did a ton of kiddie fireworks.  I had ice cream sandwiches and Popsicles as treats.

We're heading to the lake today for a couple days.  It should be fun.  Work has been super busy lately so I need to relax and unwind.  Have a great weekend!!

Sunday, June 26, 2016

Weekly Menu Plan

I'm on a mission to clean out our upstairs freezer, the one attached to our fridge.  I don't think we've eaten it completely down for over a year.  I hate old food in the freezer so I need to menu plan to use it all.

Monday--spaghetti with garlic bread
Tuesday--chicken and veggie stir fry with rice
Wednesday--chicken fingers with pasta salad and veggies
Thursday--beef stroganoff
Friday--homemade pizza

We are having a little get together on Friday night to light off fireworks so I will make something for the kiddos to snack on.

Monday, June 20, 2016

Busy Summer

We are having a great summer so far.  Last weekend we went on a camping/kayak trip.  Y's best friend and his family came with us.  We tented it in a remote camp site.  The bathroom was an outhouse and we forgot toilet paper.  Thank goodness for baby wipes!  We dropped the kayaks and one canoe upstream about 7 miles and kayaked back to camp.  It took us about 4 hours on the river.  Our kids loved it and it was the prefect day for it.  We roasted smores that night and stayed up late around the fire.  I've decided that my kids don't have a bedtime when we camp anymore.  They sleep when they're tired.  That way I don't have to deal with crying kids.  The next day we kayaked down river for about an hour and Y picked us up.  Some of my friends told me that I'm crazy to go on a kayak camping trip with little kids but that seems to be easier than taking them to the grocery store.

My garden is coming in like crazy.  The veggies are growing and so are the weeds.  So far I've eaten spinach, green onions and radishes.  Lots more coming up!!

Money is fine.  Not great but not terrible.  Overall, I'm just kind is sick of money.  I want to focus on other things this summer than money.  I'm sure that I will visit my monetary goals at the end of this month but I needed a bit of a break.

Tuesday, June 7, 2016

5 Years Ago

I started my current job 5 years ago today.  I was so excited to start it but I was most excited to be leaving my previous job behind.  I hated it so much that I was depressed.  I hated my manager and hated the actual job.  My manager wanted me to meet with him daily about my sales goals and progress.  The office culture was one of backstabbing and petty meanness.  One time I made the coffee wrong and the result was an all office email complaining about the lack of competency about whomever made the coffee wrong.  I had a long commute for the last six months of working there and I often dreaded the entire day the entire way to work.  Sometimes I would leave work at lunch and drive around and cry.  It drained me and bled into my entire life.

I needed a fresh beginning desperately and I was thrilled to be given the chance at my current job.  With the exception of the one annoying coworker that I wrote about, the culture where I work is very positive.  We are encouraged to volunteer up to 40 hours a year and get paid for our volunteer hours.  I've left work many times to volunteer at a community function and it is encouraged.  My current position also afforded us many financial advantages.  I made six figures my first full year.  We were able to save and build our house.  When I took maternity leave with Lil G, I took off 11 weeks.  I only received one phone call to renew my license if I was coming back.  I was never called about anything work related because they wanted me to focus on my baby.  When I brought him into work, my coworkers were so excited and showered us with gifts and heartfelt good wishes.

The con about my current job is that it is very challenging and can be stressful.  I've come to realize that I need the challenge.  I don't like the stress but I recognize that it comes with the territory.  This past year has actually been the east stressful so I'm hoping it continues this way.

5 years later I'm grateful for my current job but I still vividly remember the frustration of job hunting and the depression caused by hating my job.  If my current job ever gets like that, I would quit in a heartbeat.  Life is too short to be depressed over work.

Wednesday, May 25, 2016

Professional Advice Needed

I need advice on dealing with a coworker.  Let me preface:  I like 98-99% of the people I meet.  There is always something I find that I like in people.  I do not like this coworker.  He tries to pretend like he's my boss or at least above me.  He's condescending and likes others to know that he's above them.  He looks down on blue collar workers, a fact that I tend to take personally.  He tries to set up meetings with me because he wants me to know that he's in control.

Not only is he not my boss, he doesn't even work in the same department that I do.  We do work at the same location and are expected to work together periodically on different things.  I am very good at my job and he is not but could be in the future.  I don't have respect for how he works because he wants everyone else to do the hard work and he wants to step in to take credit.

I don't expect that I will ever like him.  However, I can work well with people that I don't like if I respect them.  I tend to respect others that are good at their jobs and try their best.  If they're not good at their jobs, I at least expect a friendly attitude in the workplace.

How does one deal with this type of personality?  I look at this with an attitude that I need personal growth to deal with him.  But how?