Thursday, April 17, 2014

Hiding Money from your Spouse

This is a conversation between Y and I the other day.

Y: Do you hide money from me?
Me: Yes
Y: You do?
Me: Yes, in my jewelry box for my own shopping. It's money I get for Christmas or just tuck away.
Y: I actually know about that money.
Me: ok?
Y: yeah, like really hide money in a separate account?
Me: Well, I have our savings in two online accounts, one for a new vehicle for you and one for irregular expenses.
Y: I know about those.
Me: what do you want?
Y: The guys at work were talking about how they all have separate accounts that their wives don't know about.

Pretty sad, huh? Like are they saving for a divorce?

Wednesday, April 9, 2014

Sick Baby Today

Little Baby G had a fever of 99.9 when I went to feed him at lunch so he had to go home. I took off this afternoon and Y will take off all day tomorrow.

We are laying in my bed and I'm holding his hand while he sleeps. I need to tidy up the house as my sister is coming this weekend from Wisconsin but for now I will just listen to the soft snoring of my son. These are the moments...

Monday, April 7, 2014

Weekend Recap

We had a nice weekend. We started Saturday off with a fundraiser, a walk for March of Dimes. Somebody actually asked me if Baby G was preemie after hearing how old he is. He's at least 20 pounds now and doesn't look like a preemie at all. LOLZ

We had free tickets to the circus so we took Lil Punk. She wanted to ride the elephant. I said no to that because she has been too scared to ride my friend's miniature horse. We got out of the circus with only buying her a juice. That crap is so overpriced its ridiculous.

We then went to a BBQ at my in-laws. I like them but can only handle so much. My brother in law bragged about how he only shops at Amazon because its cheaper. He said if he needs something right away, he buys it at a local store and returns it when he has a new one from Amazon. That really pissed me off. That drives up prices for all of us. And he was proud of it!

Yesterday was a perfect day at home. It was super nice out. We spent plenty of time outside. Y committed to building me a raised bed for my asparagus, strawberries and raspberries. I also took a long nap with Baby G. I just love napping with him. I really love being at home with my family :)

How was your weekend?

Wednesday, April 2, 2014

Debt Update

Our only non-mortgage debt is my car at 0%. The balance was $5000 at the beginning of the year and now stands at $4200. It is my goal to pay it off in full this year but I've had a very slow start financially. I did not make a car payment in March due to having decreased income coming off of maternity leave. We are paid up for several months in advance but I feel like we're going backwards by not paying at all.

We do have a new car fund which stands at just over $3300. I don't want to drain it to pay off my car but Y and I decided that we would not have more than one car payment. This means that if he had to get a new vehicle, we would have to pay off my car then. Basically, I want to pay off my car and keep the money in savings for a new vehicle. I guess you can't have your cake and eat it, too.

Sunday, March 30, 2014

Vacationing with Credit Card Points

I booked a trip this morning for our whole family to Florida for 6 days and 5 nights in January 2015. It included airfare and hotel. This was all booked with 120,000 credit card points from our US Bank rewards travel card. We have used this card for all purchases for the past two years and it paid off. We have never paid interest on it either.

We only have 15,000 points left but I will continue to use it for our next vacation.

I'm so excited. I love vacationing and we haven't taken a family vacation in 4 years.

We are staying in Kissimmee. I know we will rent a car so we can get around (hopefully with points). Any suggestions? Lil Punk will be 5 and Baby G will be about 14 months old.

Friday, March 28, 2014

Friday Financials 3/28/14

This has been a very expensive 2 weeks.
  • We needed more propane. The cost is down to $2.08 a gallon. For 150 gallons, it was about $300.
  • I bought Easter outfits for the kids so I can get their pics taken. Total damage at The Childrens Place, $80. This did include a few item they had in clearance and a new swimsuit for Lil Punk.
  • $85 for a cavity filling for Lil Punk. She fell asleep in the dental chair, without gas. Lol
  • Added work expenses and travel for both myself and Y. We need to submit expense reports
  • I'm expecting a work reimbursement for about $550 that I need to put back into savings.
  • crap fell through at month end for me so my next commission check will be small. Boo!!! But I will still get the sales but not this month. Sometimes it isn't so great working on commission.
  • Started swimming lessons last night for Lil Punk. $35 well spent.
  • I'm just not going to buy any more groceries this month. Total damage was $338 but eating out is way up compared to usual.
  • We have 4 boxes of diapers stocked up. Target runs great deals on their diapers.

We have a quiet weekend planned and I'm grateful for that. I love relaxing with my family.

Wednesday, March 26, 2014

Wacky Wednesday

Here are some random thoughts for today:

Adam Levine is totally hot.

We have only spent $338 for groceries this month but we have spent a whopping $168 on eating out.

I think my baby is the cutest kid ever!

Swimming lessons start tomorrow for Lil Punk. She's finally old enough to do them by herself so I don't have to get into a swimsuit yet.

I still have 10 pounds to lose but have lost 40 since my highest pregnancy weight.

I would be a bad sister wife because I would want to be the favorite, the prettiest, the best in bed. Lol!

I am so excited for my garden. I love summertime!

Happy Hump Day!!!