Saturday, August 20, 2011

Received My Waste Management Bill

They told us that they would take off one month and they did just that.  I received the bill today and the $35 credit was on the bill for a full month.  They pick up our garbage at 7:30 in the morning.  We've received nothing but exemplary customer service from this company.  I'm quite pleasantly surprised that I'm so happy with our trash removal company.

Thursday, August 18, 2011

All I Want to Do is Shop!!!

I went shopping 2 weeks ago and I did go to Express and buy jeans.  It's like I opened up the floodgates and I want to go again.  I have the day off and I'm going into (a bigger) town with Lil' Punk to get paid on my side gig, have lunch, visit my chiropractor and I want to go shopping for clothes. 

I think that a large part of me wanting to go shopping now is that I feel good about myself.  Another part is that the dress code at my new job is much more casual than my previous job.  We can wear jeans on Friday if we pay $1 to United Way.  The men wear ties on occasion but the women aren't expected to wear suits everyday.  As long as we don't wear jeans or hoodies the other days, we can wear whatever.  It opens up so many possibilities for my wardrobe.  I just want to shop and shop to get it updated. 

Maybe I should set a limit of $50 per month from now until the end of the year to go shopping with for myself.  That way I know that it is in the budget so I won't go crazy and spend $300 at one time. 

How do you regulate your clothes shopping?

Sunday, August 14, 2011

I Love Sundays and Money Tidbits

We had a really good weekend just staying home and relaxing.  We went for a walk around our block today.  It's a country block so it was 4 miles total.  About halfway through, I asked Y if I could climb into the jogging stroller with Lil' Punk and he could push us.  He said no. LOL!

Y's raise came in with the last paycheck.  It's about $100 more  each paycheck.  I'm so proud of him that he has done so well for himself.  He didn't even graduate from high school.  He got his GED when he wanted to join the army.  The army really taught him discipline which has done well for him. 

Our electric bill was $170 last month.  It is so expensive to run the air conditioner but we do anyway.  It's not worth it not to for us.  I ordered propane for this winter.  I paid $1.74 per gallon and it was about 620 gallons.  That will be $1080 that will be due next month.  I think that its much cheaper to get our propane tank filled now than in the winter though. 

I'm going to shop my car insurance.  It is $480 semi-annually now for 2 cars with full coverage.  I am no longer my own insurance agent so I'm able to shop it.  Hopefully, I will be able to save some money.  That is due September 6. 

September is going to be a very expensive month.  I might actually be ready for September though.  I love the summer but its so busy.  The fall is really nice, too. 

Saturday, August 13, 2011

Crazy Stock Market = Opportunity

I took advantage of the lows this week to buy.  I bought about $4000 in stocks in the past ten days.  I bought Caterpillar, Conoco, and Bank of America stocks this week.  One of my goals for 2011 was to have $8000 in my ING Sharebuilder account.  Previously, I was sitting at about $6000.  I saw the correction taking place and went for it.  I know that I didn't buy them at their all time low but I'm still happy with the prices of the stocks that I got.  I'm currently sitting at about $9300 but hoping for more now.

Now that I've bought, its time for the stocks to go back up :)

I'm still loving my job.  The weeks are flying by.  I've tried to stay off the internet in the evenings because I want to be more present in my life.  I've noticed that Lil' Punk acts out when I'm on the computer so I know that she needs more attention.  That's why there have been a lack of posts this week. 

I'm looking to catch up on my favorite blogs now that Y took Lil' Punk into town.  Happy weekend!

Monday, August 8, 2011

Why I Quit the Coupon Game

I had slowly cut back on going to drugstores like Walgreens and CVS to get very cheap or free stuff.  It's been a few months since I've even been in one of those stores.  I quit because it became too much work to drive all the way there to see if the advertised merchandise was even in stock.  I might save a couple bucks but often times they were out of stock.  It took a lot of time and money to save a couple bucks. 

I would rather cut a few coupons and go to the main stores that I shop at to get good deals.  It was time consuming and a little bit stressful to always be chasing the deals.  There was a lot of time spent online figuring out where the deals were and spending the ECB or Register reward before they expired.

I know that many people still do these and I certainly don't fault them for saving money.  It just wasn't worth the little bit that I saved.  I was never really good at it like some though.  I wasn't willing to go to multiple stores on one day or have multiple rewards cards.  Props to those who do it though. 

Sunday, August 7, 2011

Sunday Check In

I had a really nice weekend.  We went to a wedding yesterday.  It rained and Lil' Punk started exclaiming loudly as the bride walked down the aisle.  We had to stand in the far back where she could run a little bit.  It was an outdoor wedding so it wasn't a big deal.  I felt like I was constantly running after her.

Speaking of Lil' Punk, her daycare cost went down $1 per day because she turned 2.  It's about $25 a month savings.  Not a lot but it adds up.  The people there are so awesome.  The price wouldn't have went down with her old daycare.  Yay for that change. 

I pickled some garden veggies today.  It's my first time pickling anything so I really hope that it turns out.  I pickled a mix of cucumbers, peppers, okra, onions, garlic and carrots.  The thing that sucks is that I won't know how they taste for quite a few weeks.  Meanwhile, I will continue to make other pickles as the veggies, mainly cucumbers, are ready.  I really love gardening.  It gives me a useful hobby. 

Have a wonderful week!

Wednesday, August 3, 2011

Blogging Funk

I've kind of been in a blogging funk lately.  I used to blog at work at the job that I hated.  It took up quite a bit of my time.  I'm not able to even look at any blogging sites at work anymore.  I find that I don't blog as often anymore.  I blog because I like it but lately it has been hard to find the energy at night.  My stats are way down for July.  Thank you for all my devoted readers :)

Tuesday, August 2, 2011

July 2011 Goal Recap and August 2011 Goals

  • Stick to grocery budget of $250 Sort of pass.  Over by $27 but still pretty good.

  • Save $1000 Pass!

  • Cash in USBank rewards Pass!  I cashed in $100 in credit card rewards.

  • Empty Paypal account Pass! 

  • Close bank accounts;  get to 2 banks, ING and the bank I work at.  Somebody asked me why I would bank where I work, none of my co-workers can see any of my banking information.  They can only see my name and address, not my balanaces or which accounts I have.  Sort of Pass!  I am down to my work, ING and still have our old primary account open.  Not everything is switched over to our new account.


  • August Goals
    • Save $1300
    • Stick to grocery budget of $400
    • Pay an extra $150 to my student loan
    • Have all bills paid with the 15th checks
    • Can
    • Get propane

    Monday, August 1, 2011

    July 2011 Budget Recap

    Income
    Projected
    Actual
    Y 2nd
    1030
    1030.9
    ND 2nd
    1400
    661.76
    Y 1st
    1030
    1080.24
    ND 2nd
    1400
    1378.01
    Flex
    408
    416.66
    Reimbursements
    999.02
    Other

    Total
    5268
    5566.59
    Expenses
    Fixed
    Mortgage
    430
    430
    Car
    350
    350
    Life Ins.
    122
    122.31
    D-TV
    51
    43.72
    Electric
    100
    113.48
    Phone
    175
    169.4
    Student Loan
    112.53
    162.53
    Daycare
    550
    570

    Total
    1890.53
    1961.44
    Variable
    Gas
    450
    466.7
    Groceries
    250
    277.34
    Household
    200
    221.59
    Y Fun
    200
    209.64
    Gifts
    80
    119.28
    clothing
    120
    8.73
    Healthcare
    40
    124.36
    Beer
    125
    157.07
    Entertainment
    120
    53.07
    Misc.
    300
    328.8
    Eating Out
    120
    31.9
    Rimburseables
    36.15
    Other
    36.88

    Total
    2005
    2071.51
    Savings
    Automatic
    500
    500
    Other
    500
    1217.36

    Total
    1000
    1717.36

    Grand Total
    4895.53
    5750.31
    Left Over
    372.47
    -183.72