We had a mega storm here last week with severe hail and tornadoes. Thankfully the tornadoes touched down in rural areas and nobody was hurt. The hail did damage to both my and Y's vehicles. We noticed Y's pick-up damage right away and turned in a claim. I washed my car today and noticed a few small dings. I brought it in for an estimate after work and the total is $2572. Yikes!
Here's the hard part: I don't want to get my car fixed. Its only 3 years old with 60,000 miles but its a piece of crap. Its a Mazda 6 and is falling apart. The entire underbody has been wired up because it fell off in pieces and would drag on the ground. The wheel well fell apart. The entire hood is chipping because of a bad paint job after hitting a deer when I owned it for 2 weeks. Basically its a piece of crap and I regret ever buying it. The worst part is that I'm still paying for it.
Buying this car was a stupid decision. Its not made for gravel roads and cannot stand up to our harsh winters. The two options are that we trade it in for a four wheel drive or I drive it for several more years to lessen the impact of the depreciation and poor craftmanship. Either option stinks. Getting $2000 out of my insurance for this car makes it a little sweeter but I will always be left with a sour taste in my mouth for this car.
What would you do?