We did buy the lawnmower that was on clearance. With tax, it came to $3780. It is still in its original package sitting on the trailer. We have two months to change our mind. I don't think that's going to happen because I have a plan to pay it off by the first of the year.
Between my larger than usual commission checks this month and last month, I was able to pay extra on the tractor. We now owe $7500 on it. I plan to pay $2500 each month through the end of the year to pay it off. Our savings is sitting at $10,000 and (hopefully) will stay that way, barring an emergency. We will use our remaining daycare flex money to pay for the lawnmower. I have only turned in one claim in March for daycare flex so we still have $3750 remaining.
I just need to work really hard to make sure my checks are large enough to pay $2500 per month to the tractor. I should be able to do that. I need to make sure that I have enough in November before I have my baby to get a good commission check in December.
It is pushing things financially to buy the lawnmower now instead of the spring but we saved over $500. Do you think it was a silly decision?