Sunday, March 30, 2014

Vacationing with Credit Card Points

I booked a trip this morning for our whole family to Florida for 6 days and 5 nights in January 2015. It included airfare and hotel. This was all booked with 120,000 credit card points from our US Bank rewards travel card. We have used this card for all purchases for the past two years and it paid off. We have never paid interest on it either.

We only have 15,000 points left but I will continue to use it for our next vacation.

I'm so excited. I love vacationing and we haven't taken a family vacation in 4 years.

We are staying in Kissimmee. I know we will rent a car so we can get around (hopefully with points). Any suggestions? Lil Punk will be 5 and Baby G will be about 14 months old.

Friday, March 28, 2014

Friday Financials 3/28/14

This has been a very expensive 2 weeks.
  • We needed more propane. The cost is down to $2.08 a gallon. For 150 gallons, it was about $300.
  • I bought Easter outfits for the kids so I can get their pics taken. Total damage at The Childrens Place, $80. This did include a few item they had in clearance and a new swimsuit for Lil Punk.
  • $85 for a cavity filling for Lil Punk. She fell asleep in the dental chair, without gas. Lol
  • Added work expenses and travel for both myself and Y. We need to submit expense reports
  • I'm expecting a work reimbursement for about $550 that I need to put back into savings.
  • crap fell through at month end for me so my next commission check will be small. Boo!!! But I will still get the sales but not this month. Sometimes it isn't so great working on commission.
  • Started swimming lessons last night for Lil Punk. $35 well spent.
  • I'm just not going to buy any more groceries this month. Total damage was $338 but eating out is way up compared to usual.
  • We have 4 boxes of diapers stocked up. Target runs great deals on their diapers.

We have a quiet weekend planned and I'm grateful for that. I love relaxing with my family.

Wednesday, March 26, 2014

Wacky Wednesday

Here are some random thoughts for today:

Adam Levine is totally hot.

We have only spent $338 for groceries this month but we have spent a whopping $168 on eating out.

I think my baby is the cutest kid ever!

Swimming lessons start tomorrow for Lil Punk. She's finally old enough to do them by herself so I don't have to get into a swimsuit yet.

I still have 10 pounds to lose but have lost 40 since my highest pregnancy weight.

I would be a bad sister wife because I would want to be the favorite, the prettiest, the best in bed. Lol!

I am so excited for my garden. I love summertime!

Happy Hump Day!!!

Sunday, March 23, 2014

Lazy Sunday

I'm sitting on the couch in my jammies just hanging our with my kiddies while Y is still sleeping. I'm getting lots of smiles from little Baby G. We don't have anything planned today and I love those days.

I will make a menu later today based on what we have. This will be a busy week as Y is out of town all week for training. Lil Punk starts swimming lessons this week, too. I also start with my new territory in full swing. After an initial freak out, I talked to a coworker who will gladly help me and take over if I need him to.

I'm seriously contemplating hiring a house cleaner. I don't think I "deserve" one but its really hard to keep up. I inquired with a friend who had somebody clean her house. She was paying $100 each time twice a month. $200 is not in the budget. I was thinking more like $100-120 per month for two times. If you have your house cleaned, how much do you pay? Does that make me lazy to hire a house cleaner?

Financially, we are just cruising along. There is nothing exciting with our finances which is good.

We are discussing building our deck. We went to Lowes yesterday and we liked the composite decking material they had better than Menards. It was quoted at about $300 higher than Menards but I have their card so I will get 5% off which brings it down to about an extra hundred bucks. Its really a covered front porch so I'm super excited to get started and have it done. We are outdoor people and I see us using the front porch a lot.

I should also sit down and figure out where I'm at for the month with grocery spending. If I don't know, that probably means I spent a lot.

I hope all my blogging friends have a wonderful week:)

Wednesday, March 19, 2014

Expanded Sales Territory

I'm in sales and I am a commissioned employee. I found out today that my territory has been expanded by one third. I'm excited and nervous at the same time. It gives me an opportunity to increase my income by 20-30% but it also means more work.

I just need to remember to keep my work/life balance. I make it a point to leave work by 5:15 or 5:30 every day.

I just need Baby G to sleep through the night now. I am tired...

Monday, March 17, 2014

Happy St Paddy's Day!

Y and I were engaged 10 years ago today. How tine flies! Our engagement lasted 2 months and 11 days before we eloped :).

Have a wonderful green day!

Tuesday, March 11, 2014

4 Month Baby Update

Little Baby G will be 4 months this week. It has flown by and I desperately want it to slow down so I can enjoy it just a little bit more.

Baby G is now about 18 pounds so he's not gaining weight as rapidly anymore. He "talks" on a regular basis by cooing and he can almost roll over.

I am still breastfeeding exclusively, both for Baby G and my own selfish reasons. I like being the only one to feed him outside of daycare and I'm still dropping my baby weight. I have 13 pounds to go and a bit of toning needed:)

I go back and forth about a third child. Y is about on the same page I am. I'm not sure if we could afford daycare for all three. It would be about $1350-1400 monthly. Yikes!

As Mysti says, why does it always comes down to finances?

Friday, March 7, 2014

Friday Financials 3/7/14

This has been a super busy week. I had a work trip for three days, two nights. I left on Tuesday morning and got back yesterday afternoon. When I saw Baby G in the swing in his daycare room, he smiled at me right away. I almost started crying when I picked him up. It's crazy how I can miss a little baby the most when he doesn't even talk yet. Y handled everything well when I was gone but he definitely missed me. It always feels good to be appreciated.

I charged my room on my Amex Blue because I will request the last $200 in credit from signing up for that card. I will still be reimbursed the full amount from my company. I will also be reimbursed for mileage so I will be able to put away a bit into savings.

I went to the store to pick up my gun last weekend. I instead opted to take a gift card for the same value, $323. We bought snowshoes and a life jacket for Baby G. I still have $130 left on the card that I will likely use for a new bathing suit or clothes.

I was in the top group for sales so management took us out to a fancy dinner. I had a delicious filet and a couple martinis. I was feeling pretty good:). I also received a $1000 gift card that can be redeemed at many different stores.  I would like to use it towards our new front porch.

We priced out a composite front porch/deck last weekend at Menards. It was $3600. I didn't like the color options they had though. Y wants a two tone colored deck but I don't know. Since he picked out most of the finishings for our house and I love how it looks, I should just trust him. Y will likely build the deck himself.

This post is a little convoluted but I'm just going to publish it. I've went back to it 4-5 times already.