My plan going forward is to build wealth through a taxable investment account. I plan to actively invest all extra money we have. I have talked to my broker and I'm not sure if we will do this through individual stocks or mutual funds. It will depend on what the market is doing when the money is invested.
We have almost $10,000 in our emergency fund. I plan to keep it at that. The $2000 on the credit card will be paid when I get the statement. I only put it on there to get the credit card rewards.
We had about $13,000 in our taxable account until we built our house. I'm super excited to have this as our next financial goal.