Thursday, November 27, 2014

What I'm Thankful For

  • My wonderful husband who is an awesome father
  • My two perfect (in my eyes) little children.  Lil Punk who is so smart and funny and Baby G who is so easygoing and adorable.
  • A warm cozy house that is so comfortable for our family
  • My job which allows me to provide well for my family
  • Enough food to eat so my kids nor I ever have to go to bed hungry
  • Having the acreage to plant a big garden and having a husband who helps me plow and plant
  • My good friends who support me even if they don't always support my decisions
  • Good health for my family and myself--this is so often taken for granted until one doesn't have it
Happy Thanksgiving to you and yours!

Tuesday, November 25, 2014

Stay at Home Day

I am at home today with Lil Punk because she threw up last night.  However, looking at her now, one would never guess she was sick last night.  We have had fun today.  We've snuggled on the couch, colored pictures, sent Daddy a cute picture text, and been a whole lot of silly.  She told me that she likes being sick so she can stay home with me.  I do miss our quality time together.

We are going to Y's folk's house for Thanksgiving.  I'm bringing black and green olives with a corn dish made with homegrown frozen corn.  It should be good.  Thanksgiving is very nice at their house--no yelling or getting mad, no panic about the food.  Everything is very relaxed with good food, football and a nap.  My mother-in-law will take my kids while I nap afterwards.  I think she likes having the individual time with them.

I have a pretty good start on my Christmas shopping.  I still need to get a gift for Y but I think I will get it on Black Friday online.  I'm looking at getting him Beats headphones. I do also want to get a large black sled for the kids.  I need to sit down and make a list.

We are working on eating the rest of our beef before we get more next month.  I have a roast in the Crock pot today.  Then we only have 7 pounds of hamburger and a couple packages of steaks left.  I'm trying to spend less on groceries so I can build up some cash to help out with the price of the beef.

I've been thinking about goals for 2015 already.  This next month will fly by.  Anybody else thinking about the new year yet?

Friday, November 21, 2014

Friday Financials

  • Last payday was a very good one for commissions for me.  My check had about $6000 just from commissions.  Y commented to me that I'm paid well for an easy job.  My job is anything but easy.
  • I decided not to put any in our retail investment account as we have some large expenses coming up.
  • We have half a beef coming which should be about 350 pounds of meat and it will cost a whopping $1350 approximately.  Yikes!  It comes out to be around $3.85 per pound.
  • We are going to Florida in January.  Plane tickets and hotel are taken care of but we will need spending money.
  • We decided to buy an ATV, up to $3000.  We really want this.  Y is researching used ones.
  • Christmas shopping has been started and we have a good chunk of it done.
  • I usually volunteer to buy a needy kid a Christmas gift.  This year we got a family of 3 kids--little bit more money but we are fortunate in that we can afford it.  I wonder if they only get these presents?  And who they are?  
  • I signed up for the Amex reward of spend $10 at 3 small businesses on November 29th and they match up to $30.  I will definitely be doing that.  If you have an Amex card, I would encourage you to sign up.  
Happy Friday!

Wednesday, November 19, 2014

Practical Parsimony

Head on over to Sluggy's blog and check out her post about Practical Parsimony.  She needs money to get her water turned on.  Even if you can spare a couple bucks, it all adds up.  Sluggy's blog is the one labeled Don't Read This, It's Boring on my blogroll.

Sunday, November 16, 2014

Blogging Break

As I was home alone with my kids last weekend, I received a call that my classmate had died in a car accident.  He was a good man, 35, engaged but no kids.  It was a sad day.

Following the death of my boss' husband, it put me into a melancholy funk.  I think that realizing your own mortality requires some soul searching.  However, life goes on.  Baby G turned one this week.  We had a lovely party for him yesterday and he loved it.  He was so excited to eat his cupcake.  He was trying to eat his gifts and was crawling on top of everything.  It was a fun day.

Financially, things are good.  I need to sit down and plan for some bigger expenses coming up.  I am going to have a couple skinnier months coming up.  I still have to get a better grip on it.

Have a good week, my blogging buddies!

Saturday, November 8, 2014

Local Holiday

This weekend is a local holiday here--deer hunting.  Y left on Thursday to go hunting with his buddy.  He hasn't gotten a deer yet but I hope he does.  I really like venison.  Venison does not end up being cheap meat but its more about the sport and camaraderie.

Anybody else have hunters in their family?

Wednesday, November 5, 2014

How Much to Give?

How much do you give at funerals?  I give $20 if I don't really know the person, like a coworkers dad that I had never met.  I give $100 if it is somebody that I know fairly well, like a friend or friend's spouse or (cringe) child.  I was talking to some coworkers and they give $10 or $20.  I would only give $20 or $25 for a wedding but way more for a funeral because that's final and not by their choice.  What do you think?

Tuesday, November 4, 2014

October 2014 Expenditures

I like reading what others actually spend so I will share my numbers.
Mortgage 950
Daycare 800
Savings for irregular expenses 400
Pickup 500
Phone 185
Electric 138
Direct TV 93
Lowes blinds 373
Groceries 597
Gas 452
Household 250
Gifts 29
Alcohol 115
Y misc 67
Clothing 69
Personal care/medications 55
Entertainment 59
Misc 55

There you have it.  I get work reimbursemens for my phone and mileage.  I also put $2000 into our retail investment account.