Tuesday, August 30, 2016

Car Fund Goal

One of my goals for the year of as to save $6000 in my car fund.  As of this week, we've met that goal.  I made a large deposit when I received my work expense reimbursement.  The account now sits at $6057.  I need to keep saving because I'm going to need a new car sooner than later and I would like to be done with financing.

Thursday, August 25, 2016

To College Save or Not

Thus far, I haven't saved any money for my kids' college education.  I have not because I don't want to save in a 529 plan and then my kids not go to college.  This is a real fear of mine.  Oh yeah, Y doesn't want to pay for college but I do.  He thinks that kids who are handed college don't try or focus as hard.  I paid my own way through college and graduated in 4 years.  I have no idea what I would have done if I would have had help or any parental pressure.

I have thought about starting a 529 plan for my kids.  If neither one goes to college, we would have to pay income tax on the gain which would not be a big deal because we would pay that on a regular investment.  We would also have to pay a 10% penalty.  This is the biggest risk.

Would you start saving for college if you were me?

Thursday, August 18, 2016

Pulled the Trigger

I pulled the trigger today and hired a house cleaner.  It's actually a friend of mine.  I knew that she cleaned a commercial building but I asked her this week if she cleans houses also.  She said she does and offered to give me a reference.  I talked it over with Y and we decided to go for it.  I'm paying her $20 per hour cash.  I don't know how long it will take her so we will see.  She will come over every other week.  I'm so excited.  It does feel odd that somebody will be in my space and cleaning but I look forward to coming home to a spotless house tomorrow.

Sunday, August 7, 2016

Menu Plan

My kids are starting to request specific menu items which I love.  Punk requested my mashed potatoes with gravy.  She specified that I must make the gravy.  Today Lil G requested I makes "doodles" when I was talking about what to make so I will make noodles this week.

Monday--beef stroganoff
Tuesday--pork ribs in the crock pot with corn on the cob and rice
Wednesday--mini meatloaf with mashed potatoes and gravy with salad
Thursday--leftovers
Friday--BLT's with tomatoes from our garden with side

We had a very busy week last week with Bible School every evening for Punk.  I had a work event on Wednesday and Y had a work picnic on Thursday.  We went camping this weeknd with friends.  It was so fun but another tiring weekend.

We are doing awesome with our savings goals. I will do another post about that.

Have a great week!!